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Welcome to the Mortgage Center! Are you looking to buy a home? Refinance an existing mortgage? Here you can use our on-line tools to learn more about home mortgage loans and find the best mortgage option to suit your needs. You can get prequalified or even begin the mortgage application process on-line. Feel free to explore our site without any obligation.

If you decide to apply on-line, a mortgage representative will contact you after we receive your application to review your information with you and to answer any questions you might have. If you wish to contact us personally, you will find our contact information at the bottom of each page. We are here to help you through the entire home financing process and look forward to working with you!

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The Summit Federal Credit Union is an Equal Housing Lender. Only properties in New York state are eligible for a mortgage loan through The Summit Federal Credit Union. You must be a member to apply. Contact us for information about applying for membership.