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What are your current mortgage rates? |
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Click here to check our current rates online. Or call our mortgage rate hotline at 585-453-7017 (toll-free 800-836-7017).
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What does it cost to submit a loan application? |
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There are no application fees associated with a Summit mortgage. When you apply, we will ask you to pay the appraisal and credit report fees which can range from $240.00 -$275.00 depending on where the property is located. |
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Do I need to have a property selected before I can apply for the loan? |
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No, you can become "preapproved" by completing a mortgage loan application before you shop for a home. Once your application is approved, you can select a home that is within the range of the dollar amount of your pre-approval. |
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After I submit my application for a mortgage loan, what happens next? |
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Once we have recevied your loan application, a mortgage representative will be assigned to your account and will be contacting you with information about your loan application. |
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Can I refinance my current mortgage with The Summit? |
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Our competitive mortgage rates can help you refinance your existing higher-interest mortgage for valuable savings. Lower payments each month can save you thousands over the term of your mortgage. You may even be able to arrange a shorter term to help you pay even less in interest costs over the long term.
Click here to check our current rates online, then use our payment calculator to determine how much your monthly payments will be.
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What if I just want to know how much I can afford? Do I have to apply for a mortgage to get "pre-qualified"? |
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If you aren't sure whether you are ready to buy, come to us to see how much you can qualify for each month based on your current income and monthly obligations. Our mortgage account executive will review your income and debts with you and tell you what dollar amount you can qualify for. |
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